Financial Aid in Education Essay -- Persuasive Argumentative Essays

Financial Aid in Education A guy in $50,000 of debt has got to be irresponsible with his money right? Actually, it is more likely that he is a college student. Hundreds of thousands of college students around the country are in a financial predicament because of the government?s impersonal financial aid policies. The federal government?s current system has too many quirks which end up hurting the people that financial aid is supposed to help. The federal government should change its financial aid policies to take several more factors, such as the percentage of educational expenses paid by the student, into account. Under the present system, all students applying for federal aid file a form called the Free Application for Federal Student Aid (FAFSA). This form is meant to figure out the amount of money a family is able to shell out for an education, or the Expected Family Contribution (EFC). Assuming the student does not qualify for independent status, both the expected contributions from the student and the parents are included in the EFC. In order for a student to get independent status you have to be married or over the age of twenty-four. After filing the FAFSA, the student will receive back a Student Aid Report (SAR) which includes the Expected Family Contribution. The way most schools determine the amount of aid you will receive is to subtract the Expected Family Contribution from the total costs of the university. Total costs include such things as tuition, room and board, insurance, and other miscellaneous expenses. The student receives the difference in loans and grants. A loan is finan cial aid that will have to be paid back, normally after the student graduates. A grant does not have to be paid back. A scholarship... ...y the government. There are several small ways that the government could improve their financial aid policies to make them more responsive to the student. I believe that all of the changes I have suggested are feasible. They might take some tinkering, but in the end they would be a change for the better. These changes would make it possible for the FAFSA to more fairly represent the needs of the student. It would never hurt to have the government put more money into education, but even if they do not, they need to do a better job of distributing the aid they give. Sources Cited: Kantrowitz, Mark. "Financial Aid Estimation Calculator." FinAid. 1999. http://www.finaid.org/calculators/finaidestimate.phtml (13 Nov 00) DAV. "Student Guide 2000-2001." U.S. Department of Education. 2000. http://www.ed.gov/prog_info/SFA/StudentGuide/2000-1/index.html (13 Nov 00)

Concern of a child in you care Essay

A) There are many different sings, symptoms, indicators and behaviours that may cause concern of a child in you care, some signs may be Unexplained bruising or burns that keep recurring Wearing heavy clothing even in hot weather Bald patches of hair Running away from home, many times Fear of medical examination Aggression towards self (self-harming) and others Fear of physical contact Some signs you may notice with neglect could be that the child is always tired or hungry, asking for food or falling asleep as soon as they come to the setting, has poor hygiene and untreated medical problems. b) Children may get bullied for many different things, whether that be because of their sexuality, race, gender, a disability and more. Some ways children may get bullied could be Physically This may be pushing or shoving them, hitting, kicking and others forms or violence and even threating to hurt them. Verbally This would be name calling and insult, persistent teasing and spreading rumours – it’s important that people think about what they say before they say it, they may think that they are being funny but sometimes the victim won’t see it as being funny. Emotional bullying This could be not speaking to them, when I was as school I remember a lot of my peers use to give each other silent treatment over something little. This form of bullying is very common with younger ages. Furthermore it could include tormenting and humiliating someone. Cyber bullying This way off bullying is becoming more and more common, many children start having the latest technology from a younger age and aren’t always thinking about what they are saying behind the screen to their friends, and what they are doing. Cyber bullying is deliberate way of making someone upset The effects of bullying may be different from person to person but can stay with them for a life time, effecting there confidence, they may also have low  self-esteem and feel isolated from their peers, not be able to achieve as well as they could, in serious cases some children have even taken there life’s because of bullying. It’s important that anyone who works with children has a way of dealing with bullying and is aware of settings policy. C) If a case of bullying is reported or suspected the steps that should be followed would be All known/reported cases of bullying will be investigated by class teacher or member of senior staff Parents of the victim will be questioned about the incident or talk about their concerns Bullies/bully may be asked to make a genuine apology or their parents may be informed about the behaviour of their child After each case is dealt with, it will be watched carefully to make sure there is no recurrence. D) When I was younger, I use to have to wear glasses, I got picked on quite a bit for wearing them, I would get called ‘four eyes, nerd, blind’ and many more days. I remember one day I refused to go to school because I was fed up off getting bullied for wearing glasses, I told my parents what had been happening and why didn’t want to go to school or wear my glasses. They phoned the school to air their concerns and where asked to go for a meeting with the head of year, they was reinsurance that the incident of this will be taken care of and told ways of encouraging me to go back to school, the school even gave me help with dealing with the people. The school listen to what I had to say and my parents, and the problem was quickly dealt with.

The Course of the Great Depression - 3590 Words

The October 1987 collapse in stock prices conjured visions of 1929 and the Great Depression. Focus on this period is natural because the 32 percent decline in stock values between the market closes of October 13 and 19, 1987, was of the magnitude of--indeed, it actually exceeded--the October 1929 debacle. Focus on this period is also appropriate because, despite all that has been learned since to help assure economic stability, we cannot be completely confident that history will not repeat itself. Consequently, this first section reviews events of the Depression era. The stock market Crash of October 1929 is frequently credited with triggering the Depression. The decline was severe and extended; from their peak in September 1929, stock†¦show more content†¦And in the absence of significannot efforts to offset these failures, the money supply (of which 92 percent consisted of bank deposits) fell by 31 percent between 1929 and 1933. Unlike monetary policy and related financial disturbances, fiscal policy did not play a particularly significannot role during the Depression. Federal government spending, including transfer payments, was small before and during the 1929-1933 period. Moreover, changes in tax and spending policies, and resulting fluctuations in the budget deficit, were generally minor. Perhaps fiscal policy could have done more to combat the Depression; in the event, it was not a major factor. Causes of the Depression Keynesian Explanation There is not, at this point, anything approaching a consensus on the causes of the depth and duration of the Depression. With the passage of time, the Keynesian view that an inexplicable contraction in spending--business investment and personal consumption--led to the collapse in economic activity has fallen into disfavor. A contraction in spending did of course occur, but showing that the decline was a cause rather than a reaction to a deeper economic malady is difficult. Some claim the stock market collapse of October 1929 was the cause of the spending contraction, but the evidence is suspect. Quantitatively, the decline in share values, large and persistent as it was during the Depression, does not seem sufficient to generate aShow MoreRelated The Course of The Great Depression Essay3525 Words   |  15 PagesThe Course of The Great Depression The October 1987 collapse in stock prices conjured visions of 1929 and the Great Depression. Focus on this period is natural because the 32 percent decline in stock values between the market closes of October 13 and 19, 1987, was of the magnitude of--indeed, it actually exceeded--the October 1929 debacle. 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